Knowledge Base & FAQ
Frequently Asked Questions
Everything you need to know about opening an account, funding investments, contract snapshots, returns, and withdrawal settlements.
How do I choose an investment plan? +
Review your target holding horizon and capital budget. Our Starter Plan suits 30-day liquidity needs, while Growth and Premium plans maximize yield over 90 to 180 days.
How are my banking and investment balances safeguarded? +
Evercrest operates under federal banking charter guidelines. Cash deposits are held in FDIC-insured depository accounts, and investment portfolios are backed by senior-secured collateral held in segregated custodian vaults.
How are returns paid to investors? +
At maturity, your principal plus contracted return is credited directly to your available balance. You may initiate an instant withdrawal to your bank or roll over into a new plan.
How do I fund my Evercrest banking account? +
You can fund your account via domestic Fedwire, ACH direct deposit, or institutional digital asset transfers. Your unique 12-digit account number and ABA routing number (021000021) are provided upon registration.
What is the minimum deposit required? +
The minimum investment starts at ₦50,000 for the Starter Plan. We support automated bank transfers and crypto payments.
What is the minimum commitment for private wealth portfolios? +
Our entry Treasury Capital Note starts at $1,000 with a 30-day liquidity horizon. Private Commercial Debt requires $25,000, and Institutional Liquidity Yield requires $250,000.
Are historical terms protected if plans change? +
Yes. Terms are cryptographically snapshotted at the exact second you commit capital. Subsequent rate modifications never affect your active contracts.
When can I withdraw or roll over matured portfolios? +
Upon portfolio term maturity, your principal plus contracted yields automatically credit to your available cash balance. You may wire funds to any external US or international bank within 24 hours or roll over into higher yield tiers.
Have a bespoke question?
Our institutional desk is available to review private allocations and liquidity requirements.
Reach Investor Support →