Terms & Conditions
Effective Date: September 26, 2026 • Published by Evercrest Private Bank & Trust Legal & Compliance
## 1. Account Eligibility
All account holders must undergo KYC/CIP compliance verification under US Bank Secrecy Act and USA PATRIOT Act standards.
## 2. Portfolio Commitments
When you allocate funds to an investment portfolio, your agreed return rate, timeline, and principal amount are snapshotted and locked for the duration of the term.
## 3. Withdrawals & Payouts
Withdrawals of available depository balances are executed via domestic Fedwire or ACH direct credit upon settlement authorization by our treasury desk.
All account holders must undergo KYC/CIP compliance verification under US Bank Secrecy Act and USA PATRIOT Act standards.
## 2. Portfolio Commitments
When you allocate funds to an investment portfolio, your agreed return rate, timeline, and principal amount are snapshotted and locked for the duration of the term.
## 3. Withdrawals & Payouts
Withdrawals of available depository balances are executed via domestic Fedwire or ACH direct credit upon settlement authorization by our treasury desk.
Corporate Information
Evercrest Bancorp & Trust National Association • Reg: OCC Charter #24819 / FDIC Cert #38491 • 350 Park Avenue, 24th Floor, New York, United States